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Job Opening details:-
Company Name :- ZipLoan
Position Name :- Credit Risk
Company Location :- Delhi, Delhi
Job Category :- Jobs in Delhi
Full Job Description :-
Portfolio Management: Preparing and monitoring of Credit Risk for SME segment. – Develop, review, and create credit policies that leverage statistical and machine learning based quantitative models. – Responsible for developing statistical models and other analysis that supports fair lending analysis for unsecured loan portfolio – Collaborate extensively with partners to validate credit policy adherence and drive risk policy gap analysis. – Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer segment wise risk factors. – Analysing the market trends / practices and benchmarking of policies with the market. – Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control. – Conceptualized Risk dashboard
Appetite to take calculated risks- at ZipLoan, we are aiming to address a segment that Financial Institutions have historically shied away from Thus, the person should be willing to identify opportunities and assess the risk before attempting such a segment.
Graduate / post-graduate from a top-tier institute Experience in validating and implementing risk models and strategies. Passion for using data and algorithm to be vigilant on portfolio risk.
Credit risk analyst
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