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Job Opening details:-
Company Name :- ZipLoan
Position Name :- Credit Risk
Company Location :- Delhi, Delhi
Job Category :- Jobs in Delhi
Full Job Description :-
Portfolio Management: Preparing and monitoring of Credit Risk for SME segment. – Develop, review, and create credit policies that leverage statistical and machine learning based quantitative models. – Responsible for developing statistical models and other analysis that supports fair lending analysis for unsecured loan portfolio – Collaborate extensively with partners to validate credit policy adherence and drive risk policy gap analysis. – Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer segment wise risk factors. – Analysing the market trends / practices and benchmarking of policies with the market. – Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control. – Conceptualized Risk dashboard
Appetite to take calculated risks- at ZipLoan, we are aiming to address a segment that Financial Institutions have historically shied away from Thus, the person should be willing to identify opportunities and assess the risk before attempting such a segment.
Graduate / post-graduate from a top-tier institute Experience in validating and implementing risk models and strategies. Passion for using data and algorithm to be vigilant on portfolio risk.
credit risk
Risk scorecard
Risk Analyst
Credit risk analyst
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