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Job Opening details:-
Company Name :- CSB Bank
Position Name :- Gold Loan Officer
Company Location :- Pune, Maharashtra
Job Category :- Jobs in Pune
Full Job Description :-
Gold Loan OfficerMFT5072
Retail BankingMarket Yard Pune
Required Experience
2 – 12 Years
Posted On
16 Dec 2021
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Gold Loan Officer
Closing Date
31 Mar 2022
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail Banking
Sub Org Unit 2
Western Zone
Sub Org Unit 3
PUNE Cluster
Sub Org Unit 4
Market Yard Pune – Branch
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Country
India
Geographic Zone
West
State
Maharashtra
City
Pune
Worksite
Market Yard Pune
Worksite Code
451
Skills
Skill
CROSS SELLING
CUSTOMER SERVICE
CLIENT RELATIONS
UPSELLING
Minimum Qualification
GRADUATION
CERTIFICATION
No data available
Working Language
No data available
Job Description
a). To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.
b) Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
(c) Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.
(d) Maintaining the TAT in the timely disbursement of Gold loan.
(e) Retention of customers / portfolio by meaningful engagement time to time.
(f) Secure safe room operations, security measures, day to day working of branch.
(g) Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
(h) Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
(i) Cross Sell of other products / services of the bank.
(j) Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
(k) Any other duties and responsibilities, assigned by the Bank.
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